Q1. Does the Policy
cover Fire, Theft, Water Damage and Accidental Damage?
A. Yes - a specimen policy wording is available under Policy
Wording heading.
Q2. I have an alarm,
but it is not NACOSS
or SSAIB
approved, do I still qualify for a Connoisseur Policy?
A. Provided that your security meets our requirements in other respects
(e.g. adequate locks), you can purchase up to 2 units of cover (£10,000)
without the need for an approved alarm. If you require higher limits
please complete the Contact
Us section of this website.
Q3. What kind of collections
can I insure under this policy?
A. You can insure almost any type of collection, apart from live
animals and motor vehicles.
Specific sections have been provided for the larger valued items
that our clients normally insure with us. For items worth less than
£500 each, we have provided a general heading of “Collectables”,which
can cater for anything from stuffed Aardvarks to Zwanziger (an old
Austrian coin, equivalent to twenty Kreutzers!)
Q4. Which section would I
put a model railway collection under?
A. If each item is worth less than £500, insure as “Collectables”.
Insure larger valued items as “Others”.
Q5. What is Treen?
A. We define treen as items that have been produced
from turned, or more rarely carved wood. We will also cover small
wooden boxes under this category.
Q6. I have a mixed collection
of ceramics, posters, paper weights and costume jewellery, all items
being worth less than £500 each. Which section should I use?
A. ‘Collectables’, however you may find it cheaper to
insure some items under the specific headings if you have a large
collection.
Q7. Will this policy affect
my existing Household Insurance Policy?
A. It would be wise to inform your insurers that you are considering
a separate insurance policy for your collections. Specialist insurance
policies of this nature have been available for many years and most
insurers are more interested in insuring your general contents.
If you encounter a problem with your existing insurers, we will
be happy to quote terms for your general household insurance requirements,
to include your collection.
Q8. Can I insure jewellery
and watches that I wear everyday?
A. Yes, but please note that we can only cover these
up to a maximum limit of £20,000.
Q9. Do I have to fit an approved safe for
my jewellery and watches?
A. The maximum amount we will pay for losses
to jewellery and watches is £20,000 unless such items are
kept in a locked safe.
Q10. What happens if I forget
my password?
A. Click on Forgotten
your Password and it will be e-mailed to you.
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